Good afternoon and happy Monday everyone! I apologize, my intention for these posts was to write them ahead of time and have them post first thing on Monday mornings, but that just didn’t happen the way I wanted it to this week. I felt very sick this morning and I was gone pretty much the entire weekend. But I’m back now and I am F-O-C-U-S-E-D.
The weather here is quite dreary and it was very hard to get out of bed this morning, but I finally decided on my next app to feature for Money Monday! Silver linings, people! This week, we’re looking at Walmart Savings Catcher. It’s a pretty popular app, but I know it’s easier to start using a new app if you know of someone else who has used it successfully. I tend to not trust most websites, but Walmart is pretty reputable and I heard good things about the app myself before trying it out.
For those of you that are just seeing this segment for the first time, I am sharing apps/websites that I use to help save some money! I’m making triple payments on my student loans every month (which costs more than my monthly rent), so I have to find as many ways as possible to save money without sacrificing the things I love. I want to live as cheaply as possible, but still enjoy myself and not feel like I have to refrain from buying ANYTHING that isn’t a necessity.
Walmart’s Saving Catcher is built right into the Walmart app, which makes it pretty convenient to use and very easy to find in the app store/on my home screen. To use this app, you do want to make sure you’re getting and keeping your receipts from every purchase. I believe this only works with food purchases, but if you have both food and other items on your receipt, it won’t cause any problems. This app is going to be more beneficial to people who do all of their grocery shopping at Walmart, but people who just pick up food here and there can use it too.
How it works: you take a photo with your smart phone and upload it on your account (you do have to have an account with Walmart to use it, but it’s easy to set up and free to create). Walmart will look around at your local competitors’ prices, compare that with what you paid, and give back the difference on your account for anything they find cheaper elsewhere. It’s seriously that easy! I didn’t do that much grocery shopping before I moved out, so I didn’t really start racking up my own savings until pretty recently. My mom doesn’t like bothering with the app, so she saves me her receipts too. One thing to keep in mind is that you do have to add the purchases within 7 days – if your receipt is older than that, it will electronically save a copy of the receipt to your account (another cool feature that allows you to reduce paper clutter), but it won’t compare prices for you.
Why you should use it: it’s super easy to use and the money is usually credited to your account in just a couple of days. I’ve saved on most of the receipts that I’ve submitted, and every little bit helps!
Once you save up some reward money, you can redeem it for a Walmart eGift Card, or you can transfer it to an American Express Bluebird card. I haven’t redeemed mine yet, because I’m trying to save up until I can cover a full grocery bill.
My savings so far: $37.68
Try it out, let me know what you think, and let me know what apps/sites I should try next! I have a few more ideas, but I’d love to try some more to share them with everyone.
Congrats on making it halfway through another Monday! Don’t forget to follow so you can read about even more ways to save money!
*I’d like to make note that no one is paying me to endorse companies or anything like that, so everything I post about on here is 100% my honest opinion